I adored my maternal grandmother, Gladys. She was calm, smart, and thoughtful. She always wore a string of pearls, and I coveted them when I was a little girl. She had told my mom that she wanted me to have them so, after she died, my mom had the pearls re-strung for me. I love this necklace, and I always think of my grandmother when I wear it.
I think it was so kind of my grandmother to remember what I wanted and leave me that. And only that. If she had bequeathed me a lot of other things – furniture, china, etc. – I would have had to go through the guilt-ridden process of letting it all go. Or I would have had to pay to store it. Or I would have had to cram it in all into our Brooklyn apartment. Instead, I have one string of pearls that I love and no possessions which became, frankly, a burden.
My husband’s grandmother, Ruth, did something equally smart. In the last few years of her life, she offered jewelry to people periodically. I admired a clunky silver bracelet of hers, so one day when I came to visit she had bagged it up for me, ready to take home. When I wore it to a family wedding a few months later, she beamed with pride. I wore it to her next few birthdays. And I wore it to her funeral. I continue to wear it to this day.
We are always encouraging clients to make nice gifts before they die. This allows you to make sure you’re giving something your loved ones want. If you offer something to someone and they do not want it, you can select someone else who will really want it. Then you have not made the mistake of bequeathing something to someone who will not appreciate it the way you always did.
Or if there is a hobby that you loved but no longer enjoy, like golfing or sculpting, imagine how great it would be to know that your tools are being used by someone who wants to get into these hobbies but can’t afford the right equipment. Instead of letting your golf clubs gather dust in your basement, give them to a neighbor’s child who is just getting started. And if no one wants your jewelry or golf clubs? Donate them. Let a stranger benefit.
I am not suggesting that you give away things you need, like your bed or coffee cups. Or that you should give away anything you are still using. But if there are things you have always cherished and hope to pass along, like jewelry, you may find comfort by either gifting them now or making sure you have arranged for someone to receive something you know they will love.
And if you do decide to gift them, think about the joy you will feel getting to see your loved ones enjoy your gifts. Why wait until you’re gone to give it to them when you can both find joy in the gift right now?
